Effective Bill Management Tips

Bills… From utilities and cell phones to credit cards and miscellaneous services, everybody has them.  Bills are a necessary evil for survival and leading a lifestyle you want but also a pain in the neck if you let them get out of hand. It’s very easy to incur late fees, insufficient funds fees, increased interest, and even shut-offs, chargeoffs, and collections. When this happens, of course, it results in more debt and a ruined financial reputation.

That’s why financial experts stress the importance of staying on top of your bills. In getting organized and developing a system that works best for you, you avoid accumulating costs you can’t afford and save your credit. If you’ve been bombarded with bills and the consequences of improperly managing them, these tips should help you get back on track.

Organize Your Bills

One of the biggest mistakes people make when it comes to bill … Read More